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I dont recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what payday loan Vinegar Bend I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all you guys that need to find a house otherwise loans anything.. hope to help you god you may have good credit. I think particular guys you to believe that credit cards worst you want observe the picture as a whole. Simply because *you* privately were able to pay dollars getting what you does not suggest it is useful for people. Despite everything i authored more than We As well (at one time) paid off dollars to own everything. I won’t go into the reasons here but it resolved also to some degree. The main one disadvantage to that has been I’m able to Never apply for credit cards.. you are going to never ever get that loan. Skip to get a property until We robbed a lender.
To summarize over the past a decade I have to has actually billed in the 100K property value content. Ive racked right up a lot of award facts ect ect. Periodically We spend bucks for articles but you to mode I’m in search of a cost savings. I understand theres dudes toward here having checked-out a great used-car and the man desires 3K for this therefore initiate the fresh new deals and you will force pertains to shove as well as the wad of money is released! Gotta love it!