Experian’s studies have shown one to, to own digital (fintech) individuals, at the least, qualifying has went on being harder. They unearthed that, while 30% off on the web borrowers when you look at the possess sandwich-primary borrowing from the bank, simply twenty two% were sub-perfect inside the . (Experian uses the fresh new VantageScore in lieu of FICO to decide fico scores. A sandwich-best VantageScore is something within or less than 660. Continue reading “2019–2021: fintech signature loans continued new development”
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